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Step-By-Step Guide on How to Withdraw Online Casino Winnings

Online gambling attracts players from all over the world, especially in places like Australia and New Zealand. The industry has come a long way and that’s in part thanks to increased accessibility. However, if you were to read user comments on their experience with online casino sites you would notice a trend. Many players reported various issues with payouts, even when playing on the top gambling platforms.

A lot of these issues could easily be avoided by reading terms and guidelines. So, let’s go over a few tips for NZ players to help them access their winnings with ease.

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    How to Withdraw Money From Online Casino Sites In 5 Easy Steps

    Many New Zealanders complained about slow payout times, or how they had to wait for days to get access to their winnings. The best way to avoid this is to choose one of the fastest payout casino sites with NZ domain. This ensures the operator is optimized for the New Zealand market, and that they have an efficient payment processing team. Here we will go over a few easy steps to show you how withdrawal requests work.

    Sign In to Your Online Casino Account

    You need to be logged in to initiate the withdrawal. So, sign in to your account and make sure that it has been verified. If you haven’t provided the verification documents yet, then the operator might request them before they approve the payout. Even if you are playing on a fast payout NZ casino that operator still needs to comply with the laws in New Zealand. They need to verify your account in order to make sure you are not underage and that you are a real person.

    Go to the Cashier

    Once you are logged in click on your icon or user menu to find the cashier option. Here you get to choose whether you want to make a deposit or withdrawal. In this case, you need to choose withdrawal.

    Choose the Method for Withdrawal From Your Online Casino Account

    Select the preferred payment method for withdrawal from your online casino account. The only ones with slower payment processing time are bank transfers and eCheck. Almost any other method you choose, card or digital wallet will be faster. You also have to register that payment method and enter the relevant information.

    Bear in mind that some casino sites in New Zealand don’t have the same banking options for deposit and withdrawal. However, most of the sites that are optimized for the NZ market use payment methods that are popular among New Zealanders.

    Enter the Amount of Money to Withdraw

    Once you’ve selected the payment method you will need to enter the amount you wish to withdraw. The balance needs to be in your account, and you cannot withdraw any bonus funds. Also, if you claimed any bonuses you will need to fulfill wagering requirements before you become eligible for payout.

    Assuming your account is verified, and not subject to wagering requirements, you should have access to your winnings rather quickly. It can take up to 72 business hours in general to approve the request and the transfer will be instant.

    Differences Between Online Casino Withdrawal Methods

    If you know how to make money online NZ, you want a banking option that handles international transfers seamlessly. Moreover, it would be ideal if NZ dollars are accepted as a currency on that site.

    Bank Transfer

    This is going to be the slowest payment option because it will be treated as a regular international transfer, from one account to another. This also means the payment will be subject to cut-off times, as big banking institutions don’t process payments on weekends.

    Credit and Debit Cards

    Debit and credit cards are common banking options in online casinos, and they have a fast processing time. Many players in New Zealand don’t always use this option though. They aren’t comfortable with leaving sensitive financial information on websites. Even if casinos have SSL-128-bit encryption many just don’t want to risk it. So, they opt for e-wallets where they only keep a small portion of their cash.


    These payment methods are rarely used for online casino withdrawal, but they are efficient. The transfer from one checking account to another uses the ACH network which makes it a cheap banking option. That being said it is slower compared to cards and digital wallets.


    Cryptos are a great choice for withdrawal from your online casino. They are fast, cheap, and cross-border payments are treated as a regular transfer. Many crypto enthusiasts in New Zealand prefer to use online casinos that accept Bitcoin, Ethereum, or other popular cryptocurrencies.

    How to Check if You Are Eligible for Withdrawal

    Now that you know how to withdraw money from online casino in New Zealand, you should also know a few tips on how to check your eligibility.

    Check for the Casino’s License and  Security Guarantees

    Even if a website has NZ domain you should always make sure it’s a safe and legitimate choice. Operators who are licensed and regulated tend to do things by the book even when offering their content in countries that don’t regulate them. There are a few licenses that are deemed trustworthy

    • Malta or MGA
    • Curacao license
    • UKGC
    • Khawake or KGC

    Curacao regulators aren’t as strict, but they have a solid approval process. A licensed site has to keep player funds separate and accessible. So, if you are playing on a legitimate online casino you should have no trouble with payout requests.

    Read the Terms & Conditions

    There are usually details on how to withdraw online casino winnings in the terms and conditions document. Here you can find info on processing time, verification requirements, and even general playthrough requirements.

    Use Customer Support

    If you have a tough time navigating terms and conditions or finding info on the FAQ page then contact customer support. Another reason to play on a site optimized for New Zealand gamblers is that you can chat in English. Ask customer support about withdrawal times, license information or even playthrough requirements. In fact, you should do all of these things before making a deposit just to have a guarantee from the staff.

    Tips on How to Avoid Payout Issues at an Online Casino

    Finally, let’s go over a few tips for New Zealand players on how to avoid payout issues and even expedited processing time.

    Know The Limits of Each Method

    Before you pick your preferred payment method check the banking or payments page for additional detail. As mentioned see which banking options are available for payouts, and check the minimum withdrawal per transaction and maximum online casino withdrawal limit (it can be daily, weekly or monthly).  So long as you are operating within those limits there shouldn’t be any issues.

    Review Processing Times

    Payment providers have their own processing time, but as mentioned NZ online casinos also have their own internal approvals for transactions. This process can last longer if the queue for payouts is long, but in most cases, it’s up to 3-5 business days. Fast payout casinos do this quicker so, you can make an account on one of those if you don’t like to wait.

    Verify Your Account Information

    Even if you play on the fastest payout gambling site you still need to have a verified account to be eligible for payouts. If you go through the verification process immediately after you sign up the operator will be able to approve the transaction faster.

    Wagering Requirements for Bonuses

    The majority of payout issues stem from players not reading the wagering requirements. Withdrawal from your online casino is only possible if all of the bonus playthrough requirements have been met. This is why the approval for payout lasts a few days, the payments team needs to check your user history and whether the terms have been met.

    If you wish to completely avoid this just don’t claim any bonuses, or only claim no wager bonuses and free spins. A no wager promotion doesn’t have wagering requirements it usually has a minimum withdrawal clause which states how much you must win in order to be eligible for a payout from that bonus.

    Contact Support for Assistance

    Finally, test the responsiveness of the customer support chat, and feel free to ask them for assistance. If your payment is late, reach out and ask them to confirm whether it was released. You can also reach out to the customer support of your payment provider and see if there is any transaction that is pending approval.


    Can You Withdraw Money With No Verification at Online Casinos?

    There are no verification casinos that you can access from New Zealand, but you still have to make sure the platforms are legitimate. You should read user forums to see what other New Zealanders have to say about an operator before making an account. Typically, operators do have to verify you in some way in order to send you a payment. Only crypto payments don’t require ID verification.

    How Do I Know an Online Casino is Legitimate?

    We verify all the sites we evaluate so you can create an account on any website we recommend. You can also check for licenses, see when it was renewed, and read NZ user reviews to be 100% sure.

    What Banking Options are Available on NZ Online Casinos?

    Bank transfer, credit and debit cards as well as digital wallets like PayPal, ApplePay and GooglePay are all available. Many operators also allow players to use cryptocurrencies like Bitcoin and Ethereum.

    Article by

    Oliver Scott

    Oliver is our gambling guru. All the texts on our site are written or edited by his professional hands. He played in most of the best New Zealand casinos which are on iCasinoreviews. 10 years in iGaming. Lots of conferences and tournaments. Everything to become the best casino expert for you.