Banks That Support Google Pay in New Zealand

How Does Google Pay Work?

Google Pay uses NFC or Near Field Communication to offer contactless payments. How does this work?

There are 2 ways in which you can use the method.

NFC enables 2 devices in close proximity to establish communication. It’s done by bringing them close or tapping. When this happens, users can make payments by tapping on their phones on compatible payment terminals. These terminals can be found at selected merchants.

For New Zealanders looking to use this method, there’s a full list of merchants in your area that you can find on the official website of this provider.

The second option is the Google Pay digital wallet feature, which is more popular with New Zealanders these days. It’s more convenient because you don’t have to travel to a merchant to fill your account and pay.

In your Google Pay digital wallet, you can use cards to store cash. You can use your credit cards, debit cards, as well as the popular Google Pay gift cards. You can store the information so that you don’t have to enter it manually every time you wish to use this banking method.

Google Pay also integrates with other services by Google. For instance, you can use it with Google Assistant. You can use Google Pay to buy something online, but also to send your friends or family money, split bills, etc. – all through voice commands.

How to Use Google Pay: Step-by-Step Guide

Setting up a Google Pay account – and using it is pretty straightforward. Here is a step-by-step guide to follow:

• Download the Google Pay application. You can find it in your Google Play store if you use Android or in the App store for your iOS device. The app is free to download and it will take seconds to install. It doesn’t take up much space.
• Add a payment method of your choice. When you sign up and create an account using your email and other personal information, the app will launch and ask you to enter a payment method. Just follow the prompts to add a method. You can even scan your card with the phone’s camera or enter the details manually. In terms of methods, Google Pay supports cards from various banks including debit, credit, and prepaid cards.
• Verify your method. Depending on which bank you choose and who your card issuer is, you might be required to verify your card before you can add it to Google Pay. The process usually involves receiving a confirmation through an authentication method such as email or SMS. When you receive the one-time password, you’ll need to enter it in a dedicated field in the app.
• Set up security. Google Pay offers a variety of security features to protect your data and transactions. When you are creating your account, you’ll be prompted to choose a security option. This can be a PIN code you should memorize or a biometric authentication such as facial recognition or fingerprint. You’ll need to use these to access your account.

When you’ve done all this and entered a payment method, and after it’s been verified, you can start using Google Pay to make online transactions. This process will take a short amount of time and you only need to do it once.

When you have an account and want to make a payment, unlock the phone and hold it near the payment terminal. Or, fill up your digital wallet and start paying instantly.